Invest spare change and build wealth

We charge a flat 0.25% annual fee on your investment balance. For example, if you have $1,000 invested, you'd pay $2.50 per year. There are no hidden fees, no trading commissions, and no minimum balance requirements.

Yes. WealthSeed uses bank-level security including 256-bit encryption and two-factor authentication. Your investments are held with our partner broker, which is a member of SIPC, protecting your securities up to $500,000 (including $250,000 for cash claims).

You can start with as little as $5 for fractional shares or enable round-ups which invest your spare change from everyday purchases. There's no minimum balance requirement to keep your account open.

Yes! Unlike traditional retirement accounts, there are no penalties for withdrawing your money. Standard settlement periods apply (typically 2 business days for stocks), and bank transfers usually take 3-5 business days.

We offer fractional shares of over 5,000 stocks and ETFs, as well as major cryptocurrencies like Bitcoin and Ethereum. Our smart portfolios automatically diversify your investments across different asset classes based on your risk tolerance.